There are students who seek help for them to go to college. Some of the middle class family cannot sustain the expensive tuition fees that the university offers. So, the government offers Federal Student Aid. It aims to help student but first they need to pass a form called FAFSA. You can fill up the form online or get a copy from your school. Read more here at fafsa.ed.gov. This will determine the eligibility of the student for the help of the government. How to apply for FAFSA? Read below:
- First, you must complete your income tax return before you start your FAFSA form.
- You can start filling out your FAFSA online, if possible. Online leads you to fewer mistakes. If not online, you can obtain the form in your school and just mail the form. Go here at fafsa.gov for those who want to apply online.
- When you are done with the online, do not forget to save your PIN. It is the indicator as a sign for your form.
- There are details which will be asked together with your FAFSA. These details include bank statement, business and farm records, income tax return, W-2 Form or other money record report, SSS card and driver’s license, investment records and date of birth.
- You can estimate the answer if you are not sure for some information. But answer as honest as possible.
- List the schools you plan to attend. The form will ask you at least 10 universities.
- Write your PIN after you have completed the form. Never forget your PIN.
- After you have passed or mail your FAFSA, Student Aid Report will arrive for a few weeks.
- There is also the review for your financial aid letter. It will list you the possible financial aid each school. Review and you can select which school gives a good deal.
After you have read the form, you can now start your application and do not forget your Fafsa pin.
Many students may have experience getting scholarships and grants hard to process. That is why student loan will be the option they have. After thoroughly thinking, the future earning they will gain might be worth the cost of the loan they apply for. Having a solid background of education is usually needed now by the companies. So, you might not want to risk your future. However, before you can decide to apply for a loan, you may want to know the different types. The student loan is also categorized according to what the student needs. Great Lakes Student Loan is a company that student can apply for. Pick among the types that you needed most so you can avoid paying more than what you need.
Different Types of Student Loan
- Federal Loan. This is offered by government and most recommended loan to have. This is because it has lower rates than any other type and almost all students are eligible to be granted. There are three types of Federal Loan.
- Stafford Loan. FAFSA form is the first requirement for this loan. The school will determine how much the student need.
- Subsidize Stafford Loan. Loan is given according to the need of the student. Interest will not be accrued until the student graduates and finds job in the span time of six months.
- Unsubsidized Stafford Loan. It is not a need-base loan. The interest will accrue from the time you receive the loan.
- Federal Perkins Loan. The loan is for the student with great financial need. The interest is about 5%.
- Private Loan. This loan is for student who still needs more assistance in the cost of their education. Wells Fargo student loan is among the best choice.
- Federal Parent Plus Loan. The loan is offered for the parents and the dependent, student, can use it for the entire school years.
These are the four types of loans which the student can choose according to the financial need. Pay for college tuition now is not a problem.
Are you having a hard time if you are going to taking the online or regular class of the University of Phoenix Online Ecampus? Though the latest trend today is taking online classes but there are still many who would like to go on school. Which is better? There are endless arguments about this issue and few of them are written below:
- You must have self-discipline in mastering the course. If you grow to be undisciplined you simply won’t successfully pass the program and consequently be unsuccessful. You really are merely to require A half-hour or higher to participate in the class and do your homework.
- The courses in conventional strategy stick to firm and strict schedule. You need to be inside your training within the 6PM to 10PM plans. In case you have an occupation that allows you to remain past due, you might at some point overlook the teachings. If you are ill, you’ll skip 1 week of lessons. It takes arrangements of your presence to remain in the course and be present at the teachings.
- The best thing about attending phoenix university online class certainly is the convenience. You aren’t going to be obligated of your plan. It is possible to take the night or day shift, relies upon your availability. You aren’t going to also compelled to pass the homework. If you are finish, it is possible to successfully pass it any moment throughout the day. Just to make sure you have been productive and participative during the session for that day
- The advantage of regular teaching is basically that you hold the opportunity to stand in front of the class and increase your interaction proficiency from the every week PowerPoint slideshow of one’s learning. You’re not likely to compel to express out the mastering of one’s team on that entire week.
Online university or not, will depend on which you choose.